[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.a4u.sk\/hospodarenie-s-financiami-v-spolocnej-domacnosti-si-treba-dohodnut-vopred\/#Article","mainEntityOfPage":"https:\/\/www.a4u.sk\/hospodarenie-s-financiami-v-spolocnej-domacnosti-si-treba-dohodnut-vopred\/","headline":"Hospod\u00e1renie s financiami v spolo\u010dnej dom\u00e1cnosti si treba dohodn\u00fa\u0165 vopred","name":"Hospod\u00e1renie s financiami v spolo\u010dnej dom\u00e1cnosti si treba dohodn\u00fa\u0165 vopred","description":"\u017divot partnerov v\u00a0spolo\u010dnej dom\u00e1cnosti m\u00e1 mnoho v\u00fdhod, no existuj\u00fa aj t\u00e9my, ktor\u00e9 s\u00fa pre fungovanie be\u017en\u00e9ho \u017eivota d\u00f4le\u017eit\u00e9 a\u00a0v\u00a0ktor\u00fdch je dobr\u00e9 ma\u0165 jasno. Pod\u013ea n\u00e1zoru finan\u010dn\u00e9ho ombudsmana je potrebn\u00e9 zavies\u0165 v\u00a0hospod\u00e1ren\u00ed s\u00a0financiami medzi partnermi nejak\u00fd syst\u00e9m a, samozrejme,\u00a0by\u0165 obozretn\u00fd. \u00a0 Tri sp\u00f4soby hospod\u00e1renia s\u00a0finan\u010dn\u00fdmi prostriedkami Z\u00e1v\u00e4zky a\u00a0mo\u017en\u00e9 finan\u010dn\u00e9 probl\u00e9my, do ktor\u00fdch sa dostane jeden z\u00a0dvojice partnerov, v\u00a0kone\u010dnom d\u00f4sledku \u00a0ovplyvnia chod celej dom\u00e1cnosti a\u00a0jej zabezpe\u010denie. Je ve\u013emi d\u00f4le\u017eit\u00e9, aby bol ka\u017ed\u00fd z\u00a0dvojice informovan\u00fd o\u00a0pl\u00e1noch a stave financi\u00ed hlavne v\u00a0pr\u00edpade, ak maj\u00fa v\u00a0pl\u00e1ne vzia\u0165 si napr\u00edklad spolo\u010dn\u00fa hypot\u00e9ku. V\u0161etky zam\u00fd\u0161\u013ean\u00e9 transakcie m\u00f4\u017ee zl\u00e1 platobn\u00e1 hist\u00f3ria prekazi\u0165. \u00a0 Partneri m\u00f4\u017eu svoje z\u00e1v\u00e4zky plati\u0165 troma sp\u00f4sobmi: 1. ka\u017ed\u00fd m\u00e1 svoj vlastn\u00fd \u00fa\u010det 2. jeden spolo\u010dn\u00fd a\u00a0oddelen\u00fd \u00fa\u010det 3. spolo\u010dn\u00fd \u00fa\u010det \u00a0 Pre \u013eud\u00ed, ktor\u00ed by si radi zachovali svoju nez\u00e1vislos\u0165, z\u00a0t\u00fdchto mo\u017enost\u00ed odpor\u00fa\u010dame zalo\u017ei\u0165 si oddelen\u00e9 \u00fa\u010dty. V\u00a0tomto pr\u00edpade nebudete n\u00faten\u00ed partnerovi prizn\u00e1va\u0165 ka\u017ed\u00e9 jedno minut\u00e9 euro alebo naopak, ak si budete chcie\u0165 nie\u010do k\u00fapi\u0165, nemus\u00edte si p\u00fdta\u0165 jeho s\u00fahlas. Dom\u00e1cnosti, v\u00a0ktor\u00fdch hospod\u00e1ri ka\u017ed\u00fd s\u00e1m, by si mali vopred stanovi\u0165 pravidl\u00e1, aby nedoch\u00e1dzalo k\u00a0sporom, kto je zodpovedn\u00fd za to, \u017ee nie\u010do nedodr\u017eal alebo svoju poz\u00edciu nespr\u00e1vne pochopil. Nikdy toti\u017e neplat\u00ed, \u017ee v\u0161etky v\u00fddavky id\u00fa z\u00a0\u00fa\u010dtu jedn\u00e9ho a\u00a0druh\u00fd sa len pri\u017eivuje. Najspravodlivej\u0161ie je, ak si v\u00fddavky rozdel\u00edte bu\u010f rovnak\u00fdm dielom alebo primerane pod\u013ea v\u00fd\u0161ky pr\u00edjmu. \u00a0 Jeden \u00fa\u010det neznamen\u00e1 len jednu platobn\u00fa kartu Ak nem\u00e1te probl\u00e9m so spolo\u010dn\u00fdm hospod\u00e1ren\u00edm so svojou polovi\u010dkou, tak si pokojne zalo\u017ete spolo\u010dn\u00fd \u00fa\u010det a\u00a0nechajte si na\u0148 posiela\u0165 svoje v\u00fdplaty. K\u00a0nemu budete ma\u0165, samozrejme, platobn\u00fa kartu obidvaja. Jednou z\u00a0v\u00fdhod je, \u017ee budete ma\u0165 preh\u013ead, ko\u013eko toho va\u0161a polovi\u010dka tento mesiac nak\u00fapila, ale m\u00e1 to aj nev\u00fdhodu a\u00a0tou je, \u017ee u\u017e nebudete finan\u010dne nez\u00e1visl\u00ed. \u017diadnu z platieb ani\u00a0pohybov nezataj\u00edte, a\u00a0tak je pre oboch ove\u013ea prijate\u013enej\u0161ie rie\u0161enie oddelen\u00fd aj spolo\u010dn\u00fd \u00fa\u010det. Postoj k\u00a0financi\u00e1m m\u00f4\u017ee by\u0165 u\u00a0ka\u017ed\u00e9ho z\u00a0dvojice in\u00fd a\u00a0to niekedy vedie k\u00a0z\u00e1va\u017en\u00fdm rozbrojom vo vz\u0165ahoch. Pr\u00edkladom je skuto\u010dnos\u0165, ke\u010f mu\u017e uprednost\u0148uje z\u00e1\u017eitky a\u00a0cestovanie a\u00a0naopak, \u017eena viac mysl\u00ed na vybavenie dom\u00e1cnosti a\u00a0sna\u017e\u00ed sa pritom aj \u0161etri\u0165. T\u00e1to situ\u00e1cia sa v\u00e4\u010d\u0161inou vyhrot\u00ed v\u00a0\u010dase, ke\u010f sa treba uskromni\u0165. V\u0161etky n\u00e1vyky v\u00a0oblasti financi\u00ed si ka\u017ed\u00fd z\u00a0n\u00e1s nesie u\u017e z\u00a0domu kop\u00edrovan\u00edm spr\u00e1vania sa na\u0161ich rodi\u010dov. \u00a0 4.3\/5 - (6 votes)","datePublished":"2019-10-15","dateModified":"2023-04-28","author":{"@type":"Person","@id":"https:\/\/www.a4u.sk\/author\/#Person","name":"","url":"https:\/\/www.a4u.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/6eaf701939e92690bed32d6f2e2c0f9e1355f2e3837c1fb45fbfacf848239e2d?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/6eaf701939e92690bed32d6f2e2c0f9e1355f2e3837c1fb45fbfacf848239e2d?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"a4u.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.a4u.sk\/wp-content\/uploads\/img_a307537_w16811_t1571849455.jpg","url":"https:\/\/www.a4u.sk\/wp-content\/uploads\/img_a307537_w16811_t1571849455.jpg","height":0,"width":0},"url":"https:\/\/www.a4u.sk\/hospodarenie-s-financiami-v-spolocnej-domacnosti-si-treba-dohodnut-vopred\/","about":["Financie"],"wordCount":517,"articleBody":"\u017divot partnerov v\u00a0spolo\u010dnej dom\u00e1cnosti m\u00e1 mnoho v\u00fdhod, no existuj\u00fa aj t\u00e9my, ktor\u00e9 s\u00fa pre fungovanie be\u017en\u00e9ho \u017eivota d\u00f4le\u017eit\u00e9 a\u00a0v\u00a0ktor\u00fdch je dobr\u00e9 ma\u0165 jasno. Pod\u013ea n\u00e1zoru finan\u010dn\u00e9ho ombudsmana je potrebn\u00e9 zavies\u0165 v\u00a0hospod\u00e1ren\u00ed s\u00a0financiami medzi partnermi nejak\u00fd syst\u00e9m a, samozrejme,\u00a0by\u0165 obozretn\u00fd.\u00a0Tri sp\u00f4soby hospod\u00e1renia s\u00a0finan\u010dn\u00fdmi prostriedkamiZ\u00e1v\u00e4zky a\u00a0mo\u017en\u00e9 finan\u010dn\u00e9 probl\u00e9my, do ktor\u00fdch sa dostane jeden z\u00a0dvojice partnerov, v\u00a0kone\u010dnom d\u00f4sledku \u00a0ovplyvnia chod celej dom\u00e1cnosti a\u00a0jej zabezpe\u010denie. Je ve\u013emi d\u00f4le\u017eit\u00e9, aby bol ka\u017ed\u00fd z\u00a0dvojice informovan\u00fd o\u00a0pl\u00e1noch a stave financi\u00ed hlavne v\u00a0pr\u00edpade, ak maj\u00fa v\u00a0pl\u00e1ne vzia\u0165 si napr\u00edklad spolo\u010dn\u00fa hypot\u00e9ku. V\u0161etky zam\u00fd\u0161\u013ean\u00e9 transakcie m\u00f4\u017ee zl\u00e1 platobn\u00e1 hist\u00f3ria prekazi\u0165.\u00a0Partneri m\u00f4\u017eu svoje z\u00e1v\u00e4zky plati\u0165 troma sp\u00f4sobmi:1. ka\u017ed\u00fd m\u00e1 svoj vlastn\u00fd \u00fa\u010det2. jeden spolo\u010dn\u00fd a\u00a0oddelen\u00fd \u00fa\u010det3. spolo\u010dn\u00fd \u00fa\u010det\u00a0Pre \u013eud\u00ed, ktor\u00ed by si radi zachovali svoju nez\u00e1vislos\u0165, z\u00a0t\u00fdchto mo\u017enost\u00ed odpor\u00fa\u010dame zalo\u017ei\u0165 si oddelen\u00e9 \u00fa\u010dty. V\u00a0tomto pr\u00edpade nebudete n\u00faten\u00ed partnerovi prizn\u00e1va\u0165 ka\u017ed\u00e9 jedno minut\u00e9 euro alebo naopak, ak si budete chcie\u0165 nie\u010do k\u00fapi\u0165, nemus\u00edte si p\u00fdta\u0165 jeho s\u00fahlas. Dom\u00e1cnosti, v\u00a0ktor\u00fdch hospod\u00e1ri ka\u017ed\u00fd s\u00e1m, by si mali vopred stanovi\u0165 pravidl\u00e1, aby nedoch\u00e1dzalo k\u00a0sporom, kto je zodpovedn\u00fd za to, \u017ee nie\u010do nedodr\u017eal alebo svoju poz\u00edciu nespr\u00e1vne pochopil. Nikdy toti\u017e neplat\u00ed, \u017ee v\u0161etky v\u00fddavky id\u00fa z\u00a0\u00fa\u010dtu jedn\u00e9ho a\u00a0druh\u00fd sa len pri\u017eivuje. Najspravodlivej\u0161ie je, ak si v\u00fddavky rozdel\u00edte bu\u010f rovnak\u00fdm dielom alebo primerane pod\u013ea v\u00fd\u0161ky pr\u00edjmu.\u00a0Jeden \u00fa\u010det neznamen\u00e1 len jednu platobn\u00fa kartuAk nem\u00e1te probl\u00e9m so spolo\u010dn\u00fdm hospod\u00e1ren\u00edm so svojou polovi\u010dkou, tak si pokojne zalo\u017ete spolo\u010dn\u00fd \u00fa\u010det a\u00a0nechajte si na\u0148 posiela\u0165 svoje v\u00fdplaty. K\u00a0nemu budete ma\u0165, samozrejme, platobn\u00fa kartu obidvaja. Jednou z\u00a0v\u00fdhod je, \u017ee budete ma\u0165 preh\u013ead, ko\u013eko toho va\u0161a polovi\u010dka tento mesiac nak\u00fapila, ale m\u00e1 to aj nev\u00fdhodu a\u00a0tou je, \u017ee u\u017e nebudete finan\u010dne nez\u00e1visl\u00ed. \u017diadnu z platieb ani\u00a0pohybov nezataj\u00edte, a\u00a0tak je pre oboch ove\u013ea prijate\u013enej\u0161ie rie\u0161enie oddelen\u00fd aj spolo\u010dn\u00fd \u00fa\u010det.Postoj k\u00a0financi\u00e1m m\u00f4\u017ee by\u0165 u\u00a0ka\u017ed\u00e9ho z\u00a0dvojice in\u00fd a\u00a0to niekedy vedie k\u00a0z\u00e1va\u017en\u00fdm rozbrojom vo vz\u0165ahoch. Pr\u00edkladom je skuto\u010dnos\u0165, ke\u010f mu\u017e uprednost\u0148uje z\u00e1\u017eitky a\u00a0cestovanie a\u00a0naopak, \u017eena viac mysl\u00ed na vybavenie dom\u00e1cnosti a\u00a0sna\u017e\u00ed sa pritom aj \u0161etri\u0165. T\u00e1to situ\u00e1cia sa v\u00e4\u010d\u0161inou vyhrot\u00ed v\u00a0\u010dase, ke\u010f sa treba uskromni\u0165. V\u0161etky n\u00e1vyky v\u00a0oblasti financi\u00ed si ka\u017ed\u00fd z\u00a0n\u00e1s nesie u\u017e z\u00a0domu kop\u00edrovan\u00edm spr\u00e1vania sa na\u0161ich rodi\u010dov.\u00a0                                                                                                                                                                                                                                                                                                                                                                                        4.3\/5 - (6 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Hospod\u00e1renie s financiami v spolo\u010dnej dom\u00e1cnosti si treba dohodn\u00fa\u0165 vopred","item":"https:\/\/www.a4u.sk\/hospodarenie-s-financiami-v-spolocnej-domacnosti-si-treba-dohodnut-vopred\/#breadcrumbitem"}]}]